INCLUDED COVERAGES
With the purchase of Comprehensive and Collision:
Vacation Emergency Expense – Will cover the cost of your lodging, food and more if you have an accident and cannot use your RV for a period of time.
Vacation Liability – Provides coverage for injuries or property damage you are responsible for at your RV site.
Contents Coverage – This provides coverage for your personal items in or around your RV site. A replacement cost option is available if desired.
OPTIONAL COVERAGES
Total Loss Replacement Cost/Purchase Price – With this coverage, when you purchase a RV that is one model year old or newer:
• If you have a total loss when the RV is within five model years old, we will pay to have it replaced with a brand new RV.
• If the RV is over five model years old at the time of a total loss, we’ll pay your original purchase price.
• If you have a partial loss causing damage to your RV’s awning or cabana, we’ll pay the full replacement cost of the damaged awning or cabana.
Full Timer’s Package – This coverage is available if you use your RV as a primary residence or if you’d like additional RV protection.
-Coverages include:
–Personal Liability – Provides coverage for injuries or property damage for which you are responsible.
–Medical Payments to Others – If a person gets hurt while at your RV site, this coverage will protect you up to a limit of $10,000.
–Storage Shed Contents – If you have a shed at your RV site, we will cover damaged personal contents up to a limit of $5,000.
–Agreed Value – This coverage is designed for classic and antique RVs. In the event of a total loss, you will receive the full amount for which your RV is Insured.
–Road Trouble Service – If you break down, we will pay for help at the point of breakdown or tow you to the nearest available repair facility.