RENTAL AUTOMOBILE GAP COVERAGE: Addresses situations where you may be liable for the reduction in value of a damaged rental vehicle; or when rather than repairing the vehicle, the rental company chooses to sell the vehicle at a reduced value.
NON-OWNED TRAILER PHYSICAL DAMAGE: Increases the standard limit for non-owned trailers that are being used with your automobile from $500 to $1,000.
PERSONAL PROPERTY COVERAGE: Increases the standard limit from $200 to $500, ensuring you’re covered for items in your automobile that could become damaged, such as clothing, children’s car seats, etc.
IDENTITY THEFT EXPENSE COVERAGE: Will pay up to a limit of $15,000 for expenses directly related to identity theft, including attorney fees and loss of earnings.
RE-KEY COVERAGE: If your automobile keys are stolen and the theft is promptly reported to the police, will pay up to the limit of insurance shown in the Declarations to have your automobile re-keyed.
TRIP INTERRUPTION COVERAGE: Don’t let a mechanical breakdown on a road trip set you back. With Trip Interruption coverage, if you are more than 100 miles from home and your car becomes disabled, you are covered for expenses such as a hotel stay and food up to $500.
CELLULAR PHONE COVERAGE: Our cell phones have become an important part of our lives and replacing them can be quite expensive. Included in this package is coverage for loss or damage (in a covered auto loss) to important items, such as cell phones or GPS devices up to $500.