COMMERCIAL PROPERTY
Provides coverage for property owned by the business, including buildings, other structures, business personal property and equipment, from accidental direct physical loss.
PROPERTY PLUS
This is an optional coverage package that provides multiple property coverages and enhancements combined into one package at an affordable price. There are several tier options including standard, enhanced and premier, which offer higher coverage amounts depending on the customer’s needs. These coverages are common to most kinds of businesses and help make sure basic losses will be covered. Coverages include business income, glass coverage, electronic data equipment, signs, employee dishonesty and debris removal.
BUILDERS RISK
This is a special kind of property coverage that is designed to cover property while it is in the process of being constructed. Builders and remodelers will need this because they often have materials that are not part of the home yet, and they need special coverage in case something happens to those materials.